The devastation left in the wake of a hail storm can be partial or total. Regardless of the amount of damage, it’s always expensive and all of the good farming practices in the world won’t prevent it. Crop Hail coverage gives you acre-by-acre protection that can be as much as the actual cash value of your crop, thereby protecting your investment and your future.
Crop Hail Flexibility
Many farmers purchase Crop-Hail coverage because hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop-Hail policy to protect high-yielding crops. Unlike MPCI, a Crop-Hail policy can be purchased at any time during the growing season.We will work with you to design crop hail coverage to fit your risk management strategy and flexible deductibles allow you to tailor the cost of your crop hail policy to meet your budget. Your crop hail policy may also provide coverage for perils other than hail. In many areas, basic hail coverage includes:
- Fire and lightning
- Reimbursement of replanting costs
- Carry over coverage
- Stored grain coverage